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Test Cards

Testing parties should contact Monek Support at support@monek.com to ascertain the appropriate Test Monek Merchant ID before commencing the testing process.

Monek testing servers and merchants are strictly for test purposes only. DO NOT send live card details to any test merchant or service.

The authorisation response is dependent on your merchant test band and the transaction amount:

Standard BandMedium BandHigh BandExpected Response
0.01 – 49.990.01 – 249.990.01 – 999.99AUTH CODE:xxxxxx
50.00 – 99.99250.00 – 499.991000.00 – 2999.99CARD REFERRED
100.00 – 149.99500.00 – 999.993000.00 – 4999.99CARD DECLINED
150.00 or above1000.00 or above5000.00 or aboveCARD DECLINED – KEEP CARD
tip

Expiry date in shown in format mm/yy, always use December of the current year

Standard Test Cards

Visa Credit

Test NoCard NumberExpiry DateCV2Address
CK14015 5011 5000 021612/yy*276Flat 2, 40 Lavender Road, NN4 5YG
CK24715 3206 2900 000112/yy*86527 Roseby Avenue, M57X 6TH
CK34929 4212 3460 082112/yy*35663 Rogerham Mansions, 47 Ermine Street, WD17 8TH

Visa Debit

Test NoCard NumberExpiry DateCV2Address
CK44539 7910 0173 010612/yy*289Unit 5, 120 Uxbridge Road, HA6 7HJ
CK54909 6300 0000 000812/yy*891Mews 8, Denmark 79

Electron

Test NoCard NumberExpiry DateCV2Address
CK64917 4800 0000 000812/yy*0095-6 Ross Avenue, B76 8UJ

Mastercard Credit

Test NoCard NumberExpiry DateCV2Address
CK75457 3599 8877 611512/yy*550147 The Larches, Narborough, LE10 9RT
CK85457 3599 8877 622212/yy*547Pear Tree Cottage, 68 The Green, MK8 2UY
CK95457 3599 8877 633912/yy*2096-8 Rubbery Close, Cloisters Run, CV19 9JT
CK105457 3599 8877 644612/yy*365The Hay Market, NG99 1HG

Mastercard Debit

Test NoCard NumberExpiry DateCV2Address
CK115573 4712 3456 789812/yy*159Merevale Avenue, Leicester, LE10 2BU

UK Issued Maestro

Test NoCard NumberExpiry DateCV2Address
CK126759 9500 0000 016212/yy*25512 Merevale Avenue, Leicester, LE10 2B

JCB

Test NoCard NumberExpiry DateCV2Address
CK133540 5999 9999 104712/yy*2092 Middle Wallop Merideth-in-the-Wolds LN2 8HG

American Express

Test NoCard NumberExpiry DateCV2Address
CK143742 510276 3000012/yy*7054159 Hunts Way SO18 1GW
CK153745 810632 7000012/yy*317970 Peelers Way B4 3AP

Diners Club

Test NoCard NumberExpiry DateCV2Address
CK163607 050000 101212/yy*N/AN/A
CK173625 960000 100212/yy*N/AN/A

3-D Secure Test Cards

info

EMV 3-D Secure testing is currently limited to providing sample responses of the expected 3-D Secure results.

Visa Secure

Note: Visa 3-D Secure testing does not replicate the live 3-D Secure interface, instead they echo a summary of the raw response for manual submission. When the summary page titled “Send PARes to TermURL” appears click the “Submit” button to proceed with the transaction.

Test NoCard NumberExpiry DateCV2AddressPostcodeTest ScenarioEnrolledAuthenticatedContinue to Auth?
3DV14012 0010 3714 111212/yy*08316155Enrolled and authenticatedYYYes
3DV24012 0010 3746 111412/yy*30535232Cardholder authentication failedYNNo
3DV34012 0010 3748 444712/yy*45020019Authentication unavailableYUYes
3DV44012 0010 3749 000612/yy*5474961Invalid authentication responseYNo
3DV54012 0010 3844 333512/yy*6091421Account number not enrolledNYes
3DV64012 0010 3848 888412/yy*9813809Account number not enrolledUOptional
3DV74012 0010 3629 888912/yy*1191051Invalid response from DSUOptional
3DV84012 0010 3627 555612/yy*1225142No response from DSTimeout

Mastercard Identity Check

Note: Mastercard SecureCode testing will approximate the live 3-D Secure experience. User authentication will present a password prompt page with branding and dimensions indicative of a live 3-D Secure transaction.

Test NoCard NumberExpiry DateCV2AddressPostcodeTest ScenarioEnrolledAuthenticatedContinue to Auth?
3DM15453 0100 0008 330312/yy*72259213Enrolled and authenticated Password: secbecky1YYYes
3DM25199 9923 1264 146512/yy*0062114Attempts processing Host generated acceptanceYAYes
3DM36007 9301 2345 678012/yy*444627Enrolled account number User: Cancel authenticationYAYes
3DM46772 5598 7654 3210 12012/yy*0655817Enrolment check errorUOptional