Restricted Businesses
Monek Merchant Services imposes restrictions on certain types of businesses for which it can automatically provide an acquiring solution. The list of prohibited businesses is outlined below.
If your business falls under any of these categories, Monek may still be able to offer services to you through a partnership with Worldpay. Please reach out to our sales team for further information.
| Sector | MCC | Classification |
|---|---|---|
| Account aggregation services | Varies | PROHIBITED |
| Adult | Varies | PROHIBITED |
| Affiliations & Organisations | N/A | PROHIBITED |
| Airlines & Air Carriers | 4511 | PROHIBITED |
| Attorneys solicitors & legal services | 8111 | PROHIBITED |
| Auctions | 8999 | PROHIBITED |
| Bureau de change | 6051 | PROHIBITED |
| Cannabis / Cannabidiol | N/A | PROHIBITED |
| Car matching services | N/A | PROHIBITED |
| Charities – UK unregistered | 8398 | PROHIBITED |
| Computer modification chips | N/A | PROHIBITED |
| Contract for difference trading & foreign exchange trading | 6211 | PROHIBITED |
| Cosmetic surgery | 8099 | PROHIBITED |
| Crowdfunding | Varies | Speak to our sales team |
| Cruise lines | 4411 | PROHIBITED |
| Cryptocurrencies | Varies | PROHIBITED |
| Data services - online data storage facilities | 7372 | Speak to our sales team |
| Data services – provision of data | 8999 | PROHIBITED |
| Debt collection / management / agencies / bailiffs | 7299 | PROHIBITED |
| Door to door sales & direct selling | 5963 | PROHIBITED |
| Electronic stores | N/A | PROHIBITED |
| Escort services | N/A | PROHIBITED |
| Events - ticket sales | Varies | Speak to our sales team |
| Financial institutions - merchandise & services | 6012 | Speak to our sales team |
| Financial services – claims management | N/A | PROHIBITED |
| Financial services – share dealing “tipster” services | N/A | PROHIBITED |
| Financial services - short term / payday loans | 6012 | PROHIBITED |
| Financial services - tax evasion services | N/A | PROHIBITED |
| Foreign exchange & travellers cheques | 6051 | Speak to our sales team |
| Gambling | 7995 | PROHIBITED |
| Gambling - tipster service / advice | N/A | PROHIBITED |
| Government services intermediaries | N/A | PROHIBITED |
| Gun clubs | 7997 | PROHIBITED |
| Hotel auction sales / one day sales | N/A | PROHIBITED |
| Identification/ certification - birth certificates - passports - death certificates - polling/ election data - ID cards | 9399 | PROHIBITED |
| Investments - precious metals and stones | N/A | PROHIBITED |
| Investments - property advice & investment | 7299 | PROHIBITED |
| Investments - property investment - land banking | N/A | PROHIBITED |
| Legal highs | N/A | PROHIBITED |
| Liquidation sales | N/A | PROHIBITED |
| Marketplaces | Varies | PROHIBITED |
| Marriage agency services | 7299 | PROHIBITED |
| Medical services - medical consultation - non-face to face | N/A | PROHIBITED |
| Medical services - self-diagnosis kits for potentially fatal diseases | N/A | PROHIBITED |
| Merchant aggregators | Varies | PROHIBITED |
| Money & wire transfer & money orders | 4829 | PROHIBITED |
| Money service business | Varies | PROHIBITED |
| Multi-level marketing | Varies | PROHIBITED |
| Negative option billing | Varies | PROHIBITED |
| Network marketing | Varies | PROHIBITED |
| Pay day loans brokers | N/A | PROHIBITED |
| Payment service provider - merchant payment transactions | 6533 | PROHIBITED |
| Pharmacies & chemists | 5912 | PROHIBITED |
| Phone calls - key entry | N/A | PROHIBITED |
| Pyramid selling | N/A | PROHIBITED |
| Receivership accounts | Varies | PROHIBITED |
| Scrap metal - scrap metal dealers | 5935 | PROHIBITED |
| Search engine optimisation - small business merchants offering only SEO services not related to website build | N/A | PROHIBITED |
| Security brokers & dealers | 6211 | PROHIBITED |
| Shares & unit trust brokers | 6211 | Speak to our sales team |
| Solar panel installation | 1799 | PROHIBITED |
| Store value loads – e-wallets - gift & pre-paid cards - gift vouchers | 6540 | PROHIBITED |
| Telecommunication equipment & telephones - jamming & blocking systems | N/A | PROHIBITED |
| Telecommunication services - key entry telecom merchants | N/A | PROHIBITED |
| Ticket sales | Varies | PROHIBITED |
| Timeshare - advertising | 7012 | PROHIBITED |
| Timeshares - schemes & holiday clubs | 7012 | PROHIBITED |
| Tipster services - gaming & share dealing | N/A | PROHIBITED |
| Tobacco | 5993 | PROHIBITED |
| Weaponry - guns/ firearms - swords - knives | 5999 | PROHIBITED |
| Wholesale drugs | 5122 | PROHIBITED |
| Wine & spirit investments | 5921 | PROHIBITED |
| Wire & money transfer & money orders | 4829 | PROHIBITED |